Privacy Statement

FACTS	WHAT DOES ELMIRA SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and information we receive from you on applications and other forms. Information about your transactions with us. Information we receive from a consumer reporting agency. When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Elmira Savings Bank and Trust chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Elmira Savings Bank Share?

Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes –
to offer our products and services to you

Yes

For joint marketing with other financial companies

We Don't Share

For our affiliates’ everyday business purposes –
information about your transactions and experiences

We Don't Share

For our affiliates’ everyday business purposes –
information about your creditworthiness

We Don't Share

For our affiliates to market to you

We Don't Share

For our nonaffiliates to market to you

We Don't Share

Questions?

Call (607) 734-3374 or go to www.elmirasavingsbank.com