Certificates of Deposit (CDs)

Certificates of Deposit have proven their popularity throughout the years. CDs are a flexible savings option that can help you reach your financial goals. They provide higher interest earnings than a Savings Account and your money earns a guaranteed interest rate so you’ll know exactly how much money you'll have when your CD matures.

• You know the money will be available for use or to reinvest
• The principal remains stable
• Your CD is not subject to fluctuations in the market
• No risk – your CD is FDIC insured

Elmira Savings Bank offers competitive interest rates with a wide variety of flexible terms to choose from.

Click here to view our current CD specials.