AllPoint AllPoint
  
 

 

 
 
 

 
Primary Benefits
Minimum to Open
Pays Interest
Monthly Pricing
eChecking
·      For those who prefer to bank electronically
·      No Elmira Savings Bank fee for using ATMs not owned by ESB
$50.00
No
·         $0.00 with eStatements
·         $5.00 with paper statement
·         Additional $0.50 per check if more than 10 checks per month
Basic Checking
·      For those who prefer traditional banking
·      Unlimited check writing with no per check charge
$50.00
No
·         $0.00 if balance remains above $500.00 throughout the month
·         $7.00 if balance falls below $500.00 within the month
·         $0.00 if primary account holder is under the age of 21
New York Basic
·      For accounts with fewer transactions on a monthly basis
·      Minimal monthly service charge with no minimum balance requirement
$25.00
No
·         $3.00 per month
·         Additional $0.50 per debit if more than eight debits occur in a month
Maximizer
·      For those with a higher balance or multiple accounts
·      Unlimited check writing with no per check charge
·      No Elmira Savings Bank fee for using ATMs not owned by ESB
·      Bonus rate on Certificates of Deposit
·      Complimentary box of checks per year
·      Discount on Safe Deposit Box Rental
$50.00
Yes – Interest earned on balances of $5,000.00 and more
·         $0.00 if aggregate balance remains over $15,000.00 (includes balances in checking accounts, savings, CDs and IRAs)
·         $20.00 if aggregate balance falls below $15,000.00

 
 

Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •       

© Copyright 2013 Elmira Savings Bank. All Rights Reserved. Member FDIC.