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Our Personal Checking Accounts provide solutions for a variety of everyday needs. Find the checking accounts that best fit your banking style.

eChecking 

Perfect account for those who prefer to bank electronically. No monthly fee with Electronic Statement Delivery.*

 

·         No Elmira Savings Bank fee for using foreign ATMs

·         First 10 checks posted against the account each month at no charge, $0.50 per check thereafter 

*$5.00 monthly fee if requirement(s) is not met; $50.00 minimum opening deposit

Basic Checking

Traditional checking account ideal for every day expenses. No monthly fee if minimum daily balance remains above $500.00 or if the primary account holder is under the age of 21.*

 

·         Unlimited check writing with no per check charges

*$7.00 monthly fee if requirement(s) is not met; $50.00 minimum opening deposit

New York Basic Banking

Ideal for low transaction volume accounts. Minimal monthly service fee with no minimum balance requirement*

 

·         First 8 debits posted against the account each month at no charge, $0.50 per debit thereafter

*$3.00 monthly fee. Must be a New York State resident to qualify for this account type; $25.00 minimum opening deposit

Maximizer

Interest bearing account with extra perks. No monthly fee with $15,000.00 in aggregate deposits*

 

·         Unlimited check writing with no per check charges

·         Earn interest on balances of $5,000.00 & higher

·         No Elmira Savings Bank fee for using foreign ATMs

·         Bonus rate available on most CDs & IRAs with a minimum average checking account balance of $1,000.00

·         One complimentary box of specialty checks annually

·         50% discount on safe deposit box rental

* $20.00 monthly fee if requirement is not met; aggregate balance calculation includes checking, savings, CD’s & IRA’s; $50.00 minimum opening deposit

Health Savings

Do you have a high deductible health insurance plan? Health Savings Accounts are designed to help you save for qualified medical expenses while allowing your current contributions to grow tax-deferred.  

*$5.00 Monthly Administration Fee; $50.00 minimum opening deposit

Our Checking Accounts have a lot to offer!

 

All Personal Checking Accounts include the following:

 

ü  Mobile Wallet-Ready Debit MasterCard

ü  Online Banking with Electronic Statements and Bill Pay

ü  Mobile Banking with Mobile Deposit and Mobile Bill Pay

ü  Text Banking

ü  Email Alerts & Notifications

ü  Rate Reduction on Most New Installment Loans with Auto Pay from Checking Account

 

For detailed information regarding our products and services, to receive a copy of the Truth in Savings disclosure for a specific account, or to receive a copy of our Additional Services Fee Schedule, stop by your local branch office or contact us at (607) 734-3374 or toll free at (888) 372-9299.

 

 

 

Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •       

© Copyright 2013 Elmira Savings Bank. All Rights Reserved. Member FDIC.