Overdraft Protection - A line of credit that helps protect your reputation in the event of a mistake on your checking account balance. Eliminate embarrassing situations and save money on returned check fees and administrative costs.
- Flexible lines available
- Monthly billing provided
- AutoPay feature available
- Competitive interest rate
*Subject to credit approval
Safe Deposit Boxes*
Many Elmira Savings Bank branches offer the convenience & security of Safe Deposit Boxes. Sign up for a Safe Deposit Box and receive lifetime security for all the valuables you cannot afford to lose. Contact your local branch for additional details.
*Subject to branch availability
Notary Public services are available at no charge for all current Elmira Savings Bank customers. Please contact your local branch office for additional details and hours of availability.
With Elmira Savings Bank’s Telephone Banking system customers have access to account balances, stop payments, check reorders, making a loan payment & much more. These services are available 24 hours a day by simply calling (607) 737-2500, (888) 270-9510. Best of all, this service is free!
With Elmira Savings Bank’s Dynamic Transfer service, funds from your savings account can automatically be transferred into your checking account in the event of an overdraft. A fee per transfer from the debit account will be assessed.
Automatic transfers can be used for the regular movement of funds from a checking account to a savings account. These transfers may also be used for periodic equal payments for mortgages or other loan payments.
*Regulation D limits the number of electronic and preauthorized transfers from a savings or money market account to six per calendar month.
Stop by your local branch office or contact us at (607) 734-3374, (888) 372-9299, to sign up.