Savings and Money Market Accounts

Statement Savings

Earn interest on balances of $200.00 & higher
No minimum withdrawal or deposit amounts required
Direct Deposit service available
Automatic Transfers available
No service charge to primary account holders under age 21
$500.00 minimum daily balance or $6.00 quarterly fee

Senior Statement Savings 55+

Earn interest on balances of $200.00 & higher
No minimum withdrawal or deposit amounts required
Direct Deposit service available
Automatic Transfers available
$300.00 minimum daily balance or $3.00 quarterly fee

Personal Money Market

Earn interest on balances of $500.00 & higher
Tiered interest rates
No minimum withdrawal or deposit amounts required
Direct Deposit service available
Automatic Transfers available
$2,500.00 minimum daily balance or $5.00 monthly fee

Holiday Club

End the holiday scramble for cash with an Elmira Savings Bank Holiday Club account. Use it to save money to meet your holiday expenses. Deposits can be made in person or via automatic transfer or direct deposit. At the end of the club year, funds are automatically transferred to your ESB checking or savings account. Early withdrawal and closing fees may apply.