Need a nest egg, someplace to stash a little extra cash when you need it for a rainy day? Elmira Savings Bank is just the place you’ve been looking for.
Statement Savings
Holiday Club
Certificates of Deposit (CD)
Money Market Accounts
Electronic Statement Delivery
Statement Savings Account gives you:
- $50 minimum opening deposit
- $500 minimum daily balance to avoid $6.00 quarterly fee
- No quarterly service charge to primary accountholders under age 21
- Interest paid on balances of $200.00 and higher
- Direct deposit service available
- No minimum withdrawal or deposit amounts required
Plus we offer Senior Savings (55 +) that includes the same great features as our Statement Savings Account! With Senior Savings the minimum daily balance to avoid a $3.00 quarterly fee is $300.00.
Holiday Club
End the holiday scramble for cash with an Elmira Savings Bank Holiday Club account. Use it to save money to meet your annual holiday expenses. Deposits can be made in person or via automatic transfer or direct deposit. Early withdrawl and closing fees apply. At the end of the club year, funds will be automatically transferred to your ESB checking or savings account.
Certificates of Deposit (CD)
Certificates of Deposit have proven their popularity throughout the years. They provide higher interest earnings than a Savings Account and are also covered by FDIC. Your money earns a guaranteed interest rate and you know how much money you'll have when your CD matures. CD's are an intelligent, flexible savings option that can help you reach your financial goals.
- You know how much money you'll have when your CD matures
- You know when it will be ready for you to use or reinvest
- Your principal remains stable
- Your CD isn't subject to fluctuations in the market
The Elmira Savings Bank offers a wide variety of Certificates of Deposit to choose from with a maturity date to match your needs today and in the future.
Money Market Accounts
The Elmira Savings Bank offers a money market account with a tiered interest rate and outstanding features. Our money market account makes a great addition to the checking account or your investment portfolio.
* Programs (including fees, rates, and features) are subject to change without notice
