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At Elmira Savings Bank, you'll find answers to your everyday needs and long term goals. Whether you want the day-to-day flexibility of a checking or savings account or the very best options in a mortgage, auto or home equity loans, we deliver the solutions that make it easy.
Our staff would welcome the opportunity to speak with you further about our great products and services. Please schedule an appointment at any of our branch locations or call us at (888) 372-9299 for more information.
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Our Checking Accounts have a lot to offer!
All Personal Checking Accounts include the following:
Designed for those who want to earn an exceptional rate of interest on any account balance every month activity requirements are met.
Premium interest* and Foreign ATM Surcharge Rebate** each month activity requirements meet or exceed:
No Elmira Savings Bank fee for using foreign ATMs
Unlimited check writing with no per check charges
*Premium, variable interest rate on balances up to and including $25,000.00. Base interest rate on any balance over $25,000.01. No interest earned if account balance falls below zero at any point during the month. **Maximum ATM Surcharge Rebate of $15.00 per statement period. ***$5.00 monthly fee if requirement(s) is not met, fee may reduce earnings; $50.00 minimum opening deposit. Offer available on new personal accounts only. Offer is not available to existing Elmira Savings Bank consumer checking account holders, or those who have closed an Elmira Savings Bank checking account within 12 months or have had an account closed with a negative balance. Limited to one account per customer, regardless of the titling on the account. Restrictions and additional fees may apply.
Perfect account for those who prefer to bank electronically. No monthly fee with Electronic Statement Delivery.*
First 10 checks posted against the account each month at no charge, $0.50 per check thereafter
*$5.00 monthly fee if requirement(s) is not met; $50.00 minimum opening deposit
Traditional checking account ideal for every day expenses. No monthly fee if minimum daily balance remains above $500.00.*
*$7.00 monthly fee if requirement(s) is not met; $50.00 minimum opening deposit
Young Adult checking account specifically designed for individuals between the ages of 17-24.*
No minimum deposit to open and no minimum balance requirement.
Paper statement fee of $2.00 each month not enrolled for eDelivery of eStatements and Online Banking.
*Conversion to eChecking account type upon primary account holder turning 25.
Ideal for low transaction volume accounts. Minimal monthly service fee with no minimum balance requirement*
First 8 debits posted against the account each month at no charge, $0.50 per debit thereafter
*$3.00 monthly fee. Must be a New York State resident to qualify for this account type; $25.00 minimum opening deposit
Interest bearing account with extra perks. No monthly fee with $15,000.00 in aggregate deposits*
Earn interest on balances of $5,000.00 & higher
Bonus rate available on most CDs & IRAs with a minimum average checking account balance of $1,000.00
One complimentary box of specialty checks annually
50% discount on safe deposit box rental
*$20.00 monthly fee if requirement is not met; aggregate balance calculation includes checking, savings, CD’s & IRA’s; $50.00 minimum opening deposit
Do you have a high deductible health insurance plan? Health Savings Accounts are designed to help you save for qualified medical expenses while allowing your current contributions to grow tax-deferred.
*$5.00 Monthly Administration Fee; $50.00 minimum opening deposit
For detailed information regarding our products and services, to receive a copy of the Truth in Savings disclosure for a specific account, or to receive a copy of our Additional Services Fee Schedule, stop by your local branch office or contact us at (607) 734-3374 or toll free at (888) 372-9299.
Elmira Savings Bank
333 E. Water St., Elmira, NY 14901
Phone: (607) 734-3374
The Advisor Newsletter
Routing Number: 221370399
Orig NMLS #403589
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