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Elmira Savings Bank offers a wide variety of products with competitive interest rates. Whether you are in the market for an investment tool, such as a Certificate of Deposit or Individual Retirement Account, we have you covered.
Our staff welcomes the opportunity to speak with you further about any of our great products and services. Please feel free to contact us at (607) 734-3374, (888) 372-9299, or stop by your local branch office for more details.
All interest rates and Annual Percentage Yields (APY) are subject to change without notice. *$2,500.00 new money, $10,000.00 minimum balance required for CD Specials. New money is considered to be any funds not already on deposit with Elmira Savings Bank. **$500.00 minimum balance required for IRA CD Special. The minimum balance required to obtain APY may be different than the minimum opening deposit. Fees assessed on your account could reduce earnings. A penalty will be imposed for premature withdrawal from Certificates of Deposit.
Please contact us for additional information.
Your Super Account Benefits are here! You can’t go wrong with an Extreme Earnings APY on balances up to and including $25,000, exclusive electronic banking options, easy funds access, and an account that’s environmentally responsive. To earn interest the following qualification requirements must be met: enrollment in eStatements, 12 or more POS debit card transactions, and account must receive at least one ACH direct deposit of $200 or more. Transactional requirements must post and settle within the statement period.
*Annual Percentage Yield (APY) is 2.00% on balances up to and including $25,000. Balances above $25,000 earn a simple interest rate of 0.03%, with a corresponding APY of 0.52%-2.00% APY. Maximum of $15 ATM Surcharge Rebates per statement cycle. ±If qualification requirements are not met during the statement period, the full account balance will earn interest at 0.00% APY for that statement period, in addition any ATM Fee rebates are subject to forfeiture. Failure to enroll in eStatements will result in a $5.00 per month paper statement fee. Fees may reduce earnings. New accounts subject to approval. Rates are subject to change at any time. Offer is not available to existing Elmira Savings Bank consumer checking account holders, or those who have closed an Elmira Savings Bank checking account within 12 months or have had an account closed with a negative balance. Limited to one account per customer, regardless of the titling on the account. Restrictions and additional fees may apply.
These rates are for customers in our local market areas.
All deposit rates are effective as of 11/25/2019.
Elmira Savings Bank
333 E. Water St., Elmira, NY 14901
Phone: (607) 734-3374
The Advisor Newsletter
Routing Number: 221370399
Orig NMLS #403589
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