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We have a lot to offer!
Elmira Savings Bank has a variety of loan products available, whether you’re looking for a new vehicle or planning to build a new deck, we’ve got you covered! We offer a discount when you use Auto Pay from your Elmira Savings Bank checking account.
Our loan products are listed below. If you don’t see what you are looking for please contact us at 607-734-3374, (888) 372-9299, and we will be happy to help.
Drive away in the vehicle of your dreams! With our competitive rates and quick approvals, you could be the proud owner of the new car, truck, or motorcycle you’ve had your eye on. Not thinking new? We finance used model years from 2008 – 2020 and offer up to 72 months financing for qualified buyers on select model years.
Click here to view Auto and Truck Loan Rates.
Ride off into the sunset on your new or used On-Road Motorcycle! We finance new and used bike models with up to 72 months financing for qualified buyers on select model years. You could be out enjoying the freedom of the road with the wind in your face faster than you think when you apply today!
Click here to view Motorcycle Loan Rates.
Thinking about refinancing an existing loan or replacing your décor with new furniture? Whether you’re facing an unexpected expense, or simply want to take a vacation to get away from it all, we are here to help. Financing is available up to 72 months for qualified consumers.
Click here to view Personal Loan Rates
Set sail with an Elmira Savings Bank Boat loan! Financing is available from 36 up to 120 months, with 144 month financing available for qualified units. Our easy application process will have you spending time out on the water fishing, floating, or boating the Finger Lakes quickly!
Do you love the outdoors? We do too! Whether you're looking to finance an RV, Travel Trailer, 5th Wheel, or even a smaller Camper, we have options for you!
Did you know we finance snowmobiles, ATV’s, dirt bikes, and Jet Ski's too? Take advantage of our quick and effortless loans so you can be enjoying your favorite outdoor past time in no time at all!
You can access the equity in your home! Consolidate those high interest rate credit cards, remodel your home, or borrow money for college. With an Elmira Savings Bank Home Improvement/Equity Loan the possibilities are endless!
Your home is almost complete. All you need is that new Jacuzzi or pool to make your home your castle. Well, you’re in luck! Elmira Savings Bank can finance it all. With our great rates you could be soaking away the day long term.
Write your own loan when and where you need it. Our Redi Reserve Lines of Credit come with free checks for the life of the line and the flexibility needed to make your purchase at your convenience.
Do you have a list of “to-do” projects for your home? Our Home Equity Lines of Credit offer you the freedom to make improvements as you go, all while accessing the equity in your home. You can access all of the line at once or take it in steps as the work is done. We have two line of credit options, a 5 year draw with a 15 year repayment and a 10 year draw with a 15 year repayment. Call us to apply today.
Elmira Savings Bank
333 E. Water St., Elmira, NY 14901
Phone: (607) 734-3374
The Advisor Newsletter
Routing Number: 221370399
Orig NMLS #403589
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