Merchant Services

Does your business accept credit and debit card payments? If not, you are missing out on potential new customers, additional sales, and even higher revenue. If you do, how would you like to be able to grow your business even more? Elmira Savings Bank has partnered with TransFirst, one of the nation’s leading providers of payment processing services, to provide you with payment processing products and services that will help your business develop and succeed.
Payment Processing Solutions
Whatever your business model – traditional point-of-sale (POS) retail, mail or telephone order, service provider, e-commerce or a combination – we can customize payment processing products and services to meet your unique needs.

Rates are fully customizable for each business relationship, and your money is deposited within 2 business days. Best of all, you have the ability to select the equipment that best suits your business’ needs.

Advantages of this service include:

  • 24/7 merchant help desk
  • Multiple authorization networks and transaction processing options
  • Experienced and dedicated sales staff support
  • Comprehensive 24/7 online reporting
  • Automated Clearing House (ACH) processing and check verification
  • Fraud protection
  • Gift card and loyalty programs
  • EBT (Food Stamps) acceptance
Innovative Product Offerings

TransAction Express – Exclusive payment gateway that gives you complete control of your credit and signature debit card payment acceptance, wherever you are.
TransLink – User friendly internet-based reporting system helps you manage payment processing from any web-enabled PC. 
PayFox – TransFirst's proprietary mobile application transforms an iPhone® 3G/3GS/4/4S, iPad® or Android® device into a point-of-sale credit card processing terminal, offering merchants a state-of-the-art, secure way to grow their business. 
TransFreedom – With this bundled pricing package, merchants can free themselves from complicated and time consuming statement reconciliation. TransFreedom combines a number of monthly charges into one single low monthly fee. It is serious savings made simple!

Data Breach Security Program – This program offers you financial protection in the event of a security breach, savings potentially hundreds of thousands of dollars in fines and related expenses – all for a flat, low monthly fee. The program covers:
  • An industry-mandated audit for a suspected breach
  • Card replacement costs and related expenses
  • Industry assessments and fine

Enjoy state-of-the-art payment processing with the financial institution you trust. It is the best way to grow your business and increase revenues with confidence.

For more information or to apply for Elmira Savings Bank’s Merchant Services program, please stop by your
local branch office or contact us at (607) 962-0812, (888) 372-9299 or

Click here to access the TransFirst website.

Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •      

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