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Other Services

Overdraft Protection*

Overdraft Protection - A line of credit that helps protect your reputation in the event of a mistake on your checking account balance. Eliminate embarrassing situations, save money on returned check fees and administrative costs.

  • Flexible lines available
  • Monthly billing provided
  • Auto-Pay feature available
  • Competitive interest rate

*Subject to credit approval

Safe Deposit Boxes*

Many Elmira Savings Bank branches offer the convenience & security of Safe Deposit Boxes. Sign up for a Safe Deposit Box and receive lifetime security for all the valuables you cannot afford to lose. Contact your local branch for additional details.

*Subject to branch availability

Notary Public

Notary Public services are available at no charge for all current Elmira Savings Bank customers. Please contact your local branch office for additional details and hours of availability.

ATM Surcharge Free Network Information

Elmira Savings Bank customers have access to thousands of surcharge free ATM’s across the United States. Withdrawals done at an ATM with a SUM network sticker/label will not be subject to the surcharge fee assessed at the ATM. However, a small fee to cover the cost of processing the transaction at a non-Elmira Savings Bank ATM may be incurred.

The following link can be used to locate surcharge free ATM's:

Dynamic Transfer*

With Elmira Savings Bank’s Dynamic Transfer service, funds from your savings account can automatically be transferred into your checking account in the event of an overdraft.  A fee per transfer from the debit account will be assessed.

Automatic Transfer*

Automatic transfers can be used for the regular movement of funds from a checking account to a savings account. These transfers may also be used for periodic equal payments for mortgages or other loan payments.

*Regulation D limits the number of electronic and preauthorized transfers from a savings or money market account to six per calendar month.

 Stop by your local branch office or contact us at (607) 734-3374, (888) 372-9299, to sign up.


Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •       

© Copyright 2013 Elmira Savings Bank. All Rights Reserved. Member FDIC.