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Certificates of Deposit (CDs)

Certificates of Deposit have proven their popularity throughout the years. CDs are a flexible savings option that can help you reach your financial goals. They provide higher interest earnings than a Savings Account and your money earns a guaranteed interest rate so you’ll know exactly how much money you'll have when your CD matures.

  • You know the money will be available for use or to reinvest
  • The principal remains stable
  • Your CD is not subject to fluctuations in the market
  • No risk – your CD is FDIC insured

Elmira Savings Bank offers competitive interest rates with a wide variety of flexible terms to choose from.

Click here to view our current CD specials.

For detailed information regarding our products and services, to receive a copy of the Truth in Savings disclosure for a specific account, or to receive a copy of our Additional Services Fee Schedule, stop by your local branch office or contact us at (607) 734-3374 or toll free at (888) 372-9299.


Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •       

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