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Checking Account Comparison


  Basic eChecking NY Basic


The ONE Account
Free Mobile Banking        
Free Online Banking        
Free Electronic Delivery of Account Statement(s)         1           
Free Debit Card        
Consumer Loan Rate Discounts     2     2   2     2    2
Minimum Opening Deposit        
Earns Interest              3
Minimum Monthly Aggregate Balance to Avoid Fee      
Minimum Monthly Balance to Avoid Fee    4          5
Rate Bonus on Deposit Products           6  
Free Checks
(Style/Quantities Limited)
Free Web Bill Pay          
Limited Number of Checks/Debits Allowed  
1Electronic Statement Delivery required within 60 days of account opening 
2Rate discount on most consumer loans with auto-transfer from your ESB checking account
3Tiered interest rates
4Monthly service fee waived under age 18
5Monthly service fee waived with Direct Deposit
6Deposit rate bonus may be available on CD's and IRA's with a minimum average checking account balance of $1,000.00



Elmira Savings Bank • 333 E. Water St., Elmira, NY 14901 • Phone: (607) 734-3374 • (888) 372-9299 •       

© Copyright 2013 Elmira Savings Bank. All Rights Reserved. Member FDIC.